About Banking Digest

Banking sector in India is witnessing a sea change & banker’s business has become more complex & difficult in this driven era of knowledge & technology. Core Banking Solution, Digital Banking and 24X7 Banking Services play the crucial role in modern banking development.

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Our Vision
Huge number of young staff are joining the banking industry. To meet the requirement of this generation of bankers a need was felt to equip them with the basics of banking. This website has been prepared specially for the young staff members. A keen attempt has been made to make the website very useful for day to day banking and all Knowledge Based Examinations.

Our Goal.

I have created the website to provide updated Banking knowledge based on latest RBI guidelines. All updates related to banking and finance issued by Government of India and various statutory organization are included in the website on regular basis.

Our Mission

The website will help for updating banking knowledge for young bankers. It is also helpful for various banking related exam I.e. IBPS (Banking Awareness), JAIIB / CAIIB, Bank promotion. Bank PO/Clerk exam, various competitive exam etc.


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There is a need to publish a comprehensive website covering all the aspects so that new recruits get updated without referring to many voluminous websites. This website titled “Banking Digest” has many unique features to its credit & consists of all topics required for day to day banking with clear concepts & simple language with latest changes. The website will be of great help to the new entrants in the banking industry especially for their orientation to the core operational areas of banking.

Our Team



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Latest From Our Blog Posts

View our latest posts in blog for Banking.

March 14, 2021 | By abinash
Income Recognition, Asset Classification (IRAC) and Provisioning Norms

In line with the international practices and as per the recommendations made by the Committee on the Financial System (Chairman Shri M. Narasimham), the Reserve Bank of India has introduced, in a phased manner, prudential norms for income recognition, asset…

February 21, 2021 | By abinash

The issue of Non-Performing Assets (NPAs) in the Indian banking sector has become the subject of much discussion and scrutiny. When the borrower stops paying interest or principal on a loan, the lender institutions will lose money. Such a loan…

February 18, 2021 | By abinash

A wilful defaulter is an entity or a person that has not paid the loan back despite the ability to repay it. The RBI has been initiating every effort to ensure that wilful default should not adversely affect the health…

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