About Banking Digest

Banking sector in India is witnessing a sea change & banker’s business has become more complex & difficult in this driven era of knowledge & technology. Core Banking Solution, Digital Banking and 24X7 Banking Services play the crucial role in modern banking development.

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Our Vision
Huge number of young staff are joining the banking industry. To meet the requirement of this generation of bankers a need was felt to equip them with the basics of banking. This website has been prepared specially for the young staff members. A keen attempt has been made to make the website very useful for day to day banking and all Knowledge Based Examinations.



Our Goal.

I have created the website to provide updated Banking knowledge based on latest RBI guidelines. All updates related to banking and finance issued by Government of India and various statutory organization are included in the website on regular basis.

Our Mission

The website will help for updating banking knowledge for young bankers. It is also helpful for various banking related exam I.e. IBPS (Banking Awareness), JAIIB / CAIIB, Bank promotion. Bank PO/Clerk exam, various competitive exam etc.





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There is a need to publish a comprehensive website covering all the aspects so that new recruits get updated without referring to many voluminous websites. This website titled “Banking Digest” has many unique features to its credit & consists of all topics required for day to day banking with clear concepts & simple language with latest changes. The website will be of great help to the new entrants in the banking industry especially for their orientation to the core operational areas of banking.

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Latest From Our Blog Posts

View our latest posts in blog for Banking.

January 23, 2021 | By abinash
POSITIVE PAY SYSTEM (PPS) FOR CHEQUE TRUNCATION SYSTEM

To provide customers safety in cheque payments and reduce instances of fraud occurring on account of tampering of cheque leaves, RBI introduces a mechanism of Positive Pay for all cheques of value ₹50,000 and above. RBI Governor Shakti Kanta Das…

January 23, 2021 | By abinash
CIBIL SCORE, CREDIT INFORMATION REPORT & CREDIT INFORMATION COMPANIES (CICS) IN INDIA

Your CIBIL Score is an evaluation of your credit history for determination of your loan eligibility. With many applicants looking for a loan, banks were increasingly finding it difficult to carry out intensive background checks regarding the credit-worthiness of the…

January 14, 2021 | By abinash
NEW MSME POLICY & DEFINITION 2020

Micro, Small & Medium Enterprises (MSME) is the pillar of economic growth of India. MSME has played a prominent role in the development of the country in terms of creating employment opportunities- MSMEs contribute 29 per cent to India's gross…

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