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The banking sector in India is witnessing a sea of change, and bankers’ businesses have become more complex and difficult in this knowledge-driven era of technology.

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Our Latest Posts

लोक अदालत

बैंक में बढ़ते एनपीए और बकाये की वसूली की धीमी प्रक्रिया बैंकों के लिए महत्वपूर्ण चिंता का विषय है। लोक अदालत एक ऐसा मंच है जो विवादों के निपटारे में महत्वपूर्ण भूमिका निभाता रहा है। लोक अदालत बिना अदालतों का सहारा लिए न्याय दिलाने की एक प्रक्रिया है। इसकी प्रक्रिया स्वैच्छिक है और इस सिद्धांत […]

LOK ADALAT

INTRODUCTION The mounting of NPAs in the Bank and the tardy recovery process of the dues is an important concern for the Banks. Lok Adalat is one of the forums which has been playing an important role in the settlement of disputes. Lok Adalat is a process of administering justice without resorting to courts. Its […]

Debts Recovery Tribunals (DRTs) & Appellate Tribunals (DRATs)

Introduction of Tribunal Banks and financial institutions have been experiencing considerable difficulties in recovering loans and enforcement of securities charged with them. The procedure for recovery of debts due to the banks and financial institutions, which is being followed, has resulted in a significant portion of the funds being blocked. Mounting of NPA is a […]

HISTORY, STRUCTURE AND FUNCTIONS OF RBI

BRIEF HISTORY OF RBI The Reserve Bank, as the central bank of the country, started its operations as a private shareholder’s bank. RBI replaced the Imperial Bank of India and started issuing the currency notes and acting as the banker to the government. Imperial Bank of India was allowed to act as the agent of […]

PRADHAN MANTRI FASAL BIMA YOJANA (PMFBY)

Agriculture in India is wholly dependent on nature. Crop insurance scheme has been implemented to protect the farmers from perils of nature. The Central Govt. has announced a new format of Crop Insurance in name of “Pradhan Mantri Fasal Bima Yojana (PMFBY)”, to be implemented from 1st April’ 2016. PMFBY was launched with aim to […]